North-eastern harbourside residential suburb, which remained semi-rural into the 1920s. It became more developed after the opening of the Spit Bridge and improvements to the tram service.
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Known as Kay-ye-my or Jilling to its Aboriginal inhabitants, Balgowlah was settled early by convicts, farmers and market gardeners. Rural until the 1900s, Balgowlah was developed and subdivided after the Spit and Harbour bridges were built.